How long does it take to buy a home in Maryland?

The CAST Realty MD guided process takes 6 to 12 months from start to closing. This includes time to prepare your finances, get pre-approved, search for a home, and complete the closing process.

How much do I need for a down payment in Maryland?

Down payment requirements vary by loan type. FHA loans require as little as 3.5 percent, USDA loans offer zero down in eligible areas, and VA loans also offer zero down for qualifying veterans. Maryland also has state-sponsored down payment assistance programs.

Can immigrants buy a home in Maryland?

Yes. Immigrants including non-citizens, permanent residents, and visa holders can buy a home in Maryland. Some loan programs are available without a Social Security Number using an ITIN. CAST Realty MD has a multilingual team experienced in guiding immigrant buyers.

What is the first step to buying a home in Maryland?

The first step is reviewing your financial situation including your credit score, income, debts, and savings. CAST Realty MD works with you to build a plan before you ever tour a home.

Does CAST Realty MD work with first-time buyers?

Yes. First-time buyers are our specialty. We guide you through every step with no assumptions, from understanding your credit to handing you your keys.

What areas of Maryland does CAST Realty MD serve?

CAST Realty MD serves all 24 counties across Maryland including Montgomery County, Prince George's County, Howard County, Baltimore County, Baltimore City, Anne Arundel County, and all other Maryland jurisdictions.

Is the homebuyer consultation really free?

Yes. Your initial consultation with CAST Realty MD is completely free and comes with no obligation.

Can I buy a home in Maryland after a foreclosure?

Yes. Returning buyers who have experienced foreclosure, short sale, or bankruptcy can still buy a home in Maryland. Waiting periods vary by loan type, typically two to seven years.

Maryland Real Estate

Homebuyer Education Blog

Practical advice, program updates, and market insights for Maryland home buyers — written in plain language by the CAST Realty MD team.

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Jan 31, 2026 1 min read

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Everything first-time buyers need to know, in plain language.

Homebuyer Education Blog

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